This chapter recounts the events in the author's childhood that form his perception about money. The author narrates the time when he was working as a caddy at a local country club near Elsmere, Kentucky. There, he observed that the members of the club had a lot more money compared to the people living in his neighborhood. He concluded that this observation was the beginning of his “love affair” with money. The author also told how the person he caddied for, Charlie Robkey, and another golfer called Old Goose influenced his way of thinking about money. By looking at the two person's lifestyle, he noticed that it wasn't what a person did for a living that was important in life; it was how much a person got paid for doing it. These views were also reinforced by the author's parents, who wanted the author to have a job.
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