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Desai, P. (2011-06-01). Banking Sector Stress Tests: United States Versus the European Union. In From Financial Crisis to Global Recovery. : Columbia University Press. Retrieved 28 Jun. 2022, from https://columbia.universitypressscholarship.com/view/10.7312/columbia/9780231157865.001.0001/upso-9780231157865-chapter-002.