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Acharya, V., & Richardson, M. (2014-11-04). Government Guarantees: Why the Genie Needs to be Put Back in the Bottle. In The Economists' Voice 2.0: The Financial Crisis, Health Care Reform, and More. : Columbia University Press. Retrieved 24 Jul. 2021, from https://columbia.universitypressscholarship.com/view/10.7312/columbia/9780231160155.001.0001/upso-9780231160155-chapter-008.