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Moral Hazard in Health Insurance$
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Amy Finkelstein

Print publication date: 2014

Print ISBN-13: 9780231163804

Published to Columbia Scholarship Online: November 2015

DOI: 10.7312/columbia/9780231163804.001.0001

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(p.73) Discussion
Moral Hazard in Health Insurance

Amy Finkelstein

Kenneth J. Arrow

Jonathan Gruber

Joseph P. Newhouse

Joseph E. Stiglitz

Columbia University Press

This chapter presents the discussion between the audience members and the lecturer Amy Finkelstein, and commentators Kenneth J. Arrow and Joseph E. Stiglitz. The audience members initially raised a set of questions regarding who to blame for the problem of moral hazard, what controls studies have that will address the problem of moral hazard, and how they will utilize preventive care as a solution to the problem of moral hazard, particularly on reducing medical care spending habits. In addition to the questions, Stiglitz followed up with two points concerning welfare issue and duration of spending for health care costs, which Finkelstein responded with agreement. Arrow topped off that these health care problems are aggravated by the fact that people need to pay tax to the government.

Keywords:   Amy Finkelstein, Kenneth J. Arrow, Joseph E. Stiglitz, moral hazard, welfare issue, health care costs

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