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Retreat from a Rising SeaHard Choices in an Age of Climate Change$
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Orrin H. Pilkey, Linda Pilkey-Jarvis, and Keith C. Pilkey

Print publication date: 2016

Print ISBN-13: 9780231168441

Published to Columbia Scholarship Online: January 2017

DOI: 10.7312/columbia/9780231168441.001.0001

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PRINTED FROM COLUMBIA SCHOLARSHIP ONLINE (www.columbia.universitypressscholarship.com). (c) Copyright University of Minnesota Press, 2019. All Rights Reserved. An individual user may print out a PDF of a single chapter of a monograph in CUPSO for personal use.date: 19 October 2019

The Taxpayers and the Beach House

The Taxpayers and the Beach House

(p.75) 6 The Taxpayers and the Beach House
Retreat from a Rising Sea

Orrin H. Pilkey

Linda Pilkey-Jarvis

Keith C. Pilkey

Columbia University Press

Federal flood insurance partially pays for destroyed buildings but may be a factor in over-development of beachfront areas. One problem with federal insurance is that nearly a quarter of all payments for flooding are for properties that have been flooded before, which doesn't make sense. The Coastal Barrier Resource Act provides that no federal help will be given to some coastal areas in case of a storm disaster. The intention was to prevent development, but it has not worked. Mitigation such as raising buildings on stilts will reduce flood damage for a while. Some argue that mitigation simply delays the essential need for retreat. It makes no sense to support in any way building in dangerous locations such as beachfronts.

Keywords:   mitigation, flood insurance, Federal Emergency Management Agency, Waffle House, Coastal Barrier Resource Act

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